The best plans need to add: that rates can jump 5%; the barn burns down and the arsonist lives to sue you.

Was thinking I could split costs with him but that might be money that I'm just burning if I can't get him in contract.

I am even went as far as trying to work additional jobs to earn more money, but I be so exhausted and I getting burned out.But I really appreciate all the advise from everyone.

It's about burning a company name, image, values into a persons brain and that take repetition of message, hence the bajillion KL billboards ALL of which are the same branded message, over n over n over n over until it haunts a person in there sleep. 

Here's a link to a review from customer that got burned . this HTML class.

 =)  It's posts like this that inspire me to reach just a little beyond my comfort zone and do a BFD...big fat deal.  

(based on Monthly holding costs).  140K properties need way more than cosmetics or they are barely larger than a doghouse, so we will burn our HELOC up like kindling .  

I've just been burned too many times to give a new guy 50% upfront.

My childhood home burned down in a fire and the new construction has recently been completed.

You need fat in the deal to make the numbers work.