Just make sure your contractor does the job and does not run off with your money, YES this happens MANY times.

One hard money lender told me they don't do loans of that nature, and I am meeting with a different one tomorrow.Curious if anyone has any solutions.Thanks! 

A lender usually a DSCR loan from a hard money lender.

He wanted cash so I Zelle'd Katrina $450 + $15 (she wanted gas money).

Just light your money on fire. 

I am 29, single, employed, have ample savings, a full VA loan, and am pre approved for 550k, and looking within an hour of the dc metro area, ideally Harford county MD due to the good schools and military bases near by. 

If you cash out equity in a property, you are "borrowing" that money from the lender.

which creates what I've been thinking : the supply and demand is artificially created by the number of dollar is being circulated, just like a stock market.currently money supply is increasing since the last six months hence triggered buying activity in loops.These days, it seems having good investment is better than having company that may collapse at any time.

Sometimes, charging LESS rent actually earns you MORE money in the end!

Note that you may have more tenant-to-tenant issues to deal with though.As with any real estate investment, you pays your money, you takes your chances :)