You are entitled at the very least to get free copies of your reports annually from each of the major bureaus.I respectfully disagree with the person who said that disputing items with the credit bureaus is a complete waste of time.

Add these items to your budget.

Based on you picture I would pass on that property.Stucco can have problems up front along with the brick veneer.Do not like all the stairs and double ups.Seniors will have a hard time renting and families do not like carrying items up and down all those stairs.That leads to tenant turnover and limited starting renter pool.The parking lot is thrashed.I also do not like the slope of that parking lot.Makes it very hard to pull in and out of there for traffic and makes it hard to get in and out of the car.To overcome all of those things a tenant will have to pay a way below market rent rate to deal with the inconvenience.Is washer and dryer in the units??

Not sure about the code requirements yet, it may or not be an easy conversion but I plan to ask the building inspector when I go out there next weekend.

Would you go into business in a resturant and have one item on the menu?

Having it in the lease and actually having an open policy are 2 different items.

Section 1033 is for involuntary conversions of property.

I need to verify zoning... however, many neighbors have already done similar conversions.

Again not an excuse but he claimed his sit. was that he had to pay rent at his old place at the same time as mine so he was temp. squeezed for funds and needed to start moving so I allowed some items into the garage :/

Does anyone have an example of the letter they use when itemizing security deposit charges??