Given that your property has been subdivided into two rental units, it should indeed be compared to other multifamily properties in the area, not single-family homes.

I don't know any lenders doing this other than possibly the VA (can anyone confirm/deny this?)

Investment Info:Single-family residence fix & flip investment in Kenmare.

Remember you are using debt to make this investment, not reserves  sitting in your bank account so I recommend a more conservative investment approach. 

It's not unusual to find true 10% cap rates in Bing.

I have read mixed reviews on investing in this market due to pro tenant system, high vacancy and very slow price appreciation.

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The loan officer told me to come in the day after settlement to apply.

If you can find a good deal in Harker Heights, those properties typically rent the fastest. 

I currently use rentredi and am disappointed in it, I want to switch to STRESSA but find they collect rents into their bank account.Has anyone used RENTREDI accounting software, they want $100.00 per month which i find exesssive.