Lakeland and Tampa were just some examples that I knew off the top of my head. 3) Jim - "Roads- the killer here is trash removal.

Thank you for the heads up about having both places on my profile.

I guess HOA took possesion of this house since the previous owner vacated and rent it out in order to recover the association dues.

Remember the taxes/insurance are probably understated.Based on the numbers I ran in my head accounting for vacancy, repairs, reasonable PITI, etc. it looks like you wouldn't be cashflowing too much on this property that is almost 40 years old.The seller would have to come down a very large amount for this to be a good deal.

What this really gives me is the understanding in my head that if the tenant is there its because I'm OK with them being there.

Yes it has a lot to do with how they revamped the system and thus the backlog has reared its ugly head!

Never do business with anyone associated with an attorney, unless they are on your side.

Seth, I'm also not a lawyer, so don't know the legal aspects, but I have had many recent frustrating experiences with homeowners and condo associations.

Karen has hit the nail on the head for you.

Like most of the loan modification businesses out there, this company takes an upfront fee from homeowners who are underwater in their mortgages or are heading toward foreclosure.