He said they use all the SFRs combined ARV for the LTV.

Also, yes, I was wondering if it could work that through seller financing (combining the cost of the purchase and renovations) but I do believe I was recently informed that it’s not possible.The only thing I have become more comfortable taking action towards after extensive research is using a VA loan to house hack a multi family property, and eventually trade it for a bigger property with more units through a 1031 exchange.

Some combination of those things will mean that we as investors will have some choices to make.

Combine that with the other things mentioned above (capacity issues, dramatically thin rate margins for lending institutions) and you have your answer.

Appraisers use a combination of 3 methods to arrive at a value,  sales comparison approach, cost approach and income capitalization approach.  

In a decent area with schools and stores nearby, the park itself is a combination of RV and MH.

Far too many ways to detail, but here are just a few:Fees: all kinds from what you may be charged on a checking account (a few dollars) to what IBs charge their corporate clients (tens of millions of dollars or more).Services: This includes everything from servicing your mortgage (large banks rarely, if ever hold these on their own books) to physical check processing to running the backbone of payment services that allows you to buy nearly anything anywhere with just a small piece of plastic you keep in your wallet.Money management: Whether for individual (i.e. very wealthy) clients or managed products like a mutual fund.And so, so many more ways.Will there be less income for the banks?

Plenty of investors that would argue the best investments are rarely the ones you live in. 

However it is extremely rare.

I read the takeaway as "With a couple of possible exceptions, the markets with the most appreciation, produce the most wealth over the past 10 years, when combining both cash flow (which grows over time with the inflating rents) and equity appreciation."