By making extra payments or paying more than the required amount, the borrower can accelerate the repayment schedule and potentially save on interest costs over the life of the loan.

I know in the sense that you’re referring to this being your personal house with your personal belongings, but even potential renters are disrespectful of other peoples houses.If it’s muddy outside, don’t be shocked if they don’t walk around the outside first before going on the inside without taking off their shoes at the door. 

Would it be too expensive to formulate potential future plan for entire parcel, then determine if that small part of it where house is now can be built now, potentially making the whole thing more valuable if/when time comes to sell, partner with someone or develop yourself?

My primary focus lies in commercial and multi-family properties, as they offer great potential for investment.

No (as others have pointed out), but you can legally get the same outcome.

If you're looking for a market that has landlord friendly laws and high growth potential, I would go with Columbus, OH.

I have a potential deal I’m about to go under contract on, there is just one hiccup.

This is a big reason why its import to vet your potential lenders to see if they can use short term rental projections from AirDNA, Rabbu, etc.

I would be pouring a lot of effort into underwriting with the potential to acquire the property.Since I have not seen Cap Rates on commercial properties anywhere near that, I assume you may be referring to a single family, duplex, tripex, or quad.

Cannot sell right now either, I am pivoting my research in the Florida market to invest and potentially purchase a property for STR in 2025 and I had a few conversations with mortgage brokers to get some insights.