Sometimes we experience a temperature as low as -10 degrees Fahrenheit.

(upper 90s during the winter and summer, down into the low 70s during our "shoulder season" of May, October and November).

Of course it will probably never be perfectly 50/50, but do you think that’s a low estimation or high estimation for extra expenses on a property?

.- low prices- very good price-to-rent-ratios in the B class neighborhoods, and fantastic price-to-rent-ratios in the C class neighborhoods,- low property taxes- very landlord friendly laws- major city with good transportation, good infrastructure, and solid employmentNotice that appreciation is not on the above list. 

It has a locked in low payment in an area of swiftly climbing rents.My question is should I use my HELOC to invest in a cash flowing 3 unit property, or start small and work my way up to that someday?

Most of the multifamily deals in Atlanta are at unusually low returns so I would be patient. 

The fee doesn't sound high at all and could actually be pretty low if that's the only fee.

I loathe this low barrier to entry/lack of buy-in that Zillow has created. 

Based on my limited experience of this I was thinking the down payment was a little low and the interest rate was a little low.

I have found low dollar works better than high dollar houses.