With a simple syndication, where the OA is silent, why not just amend the OA with one sentence, "Ownership is by contributed capital, which reflects the true economic relationship among the partners." 

The costs on your vacation rental could be quite high, pushing any increased return far into the future. 

BUT, I would keep them simple and cheap.

I just heard back from the bank and her response to my inquiry I emailed and said"I'm not finding any information that the adverse market refinance fee is still active, I've only found information to the contrary.Linked article from The Federal Housing Finance Agency mentioning the fee has been done away with as of August 1, 2021"Her response"You are correct, no hit for Cash out on primary residence, that has gone away but we do have adjusters for Loan to value and cash out loan to value along with credit score and 2-4 unit"This is problematic to me on so many levels, why was she willing to increase my interest rate based on her ignorance, who is watching and making sure these lenders are doing the right thing?

Keep in mind you are a real estate INVESTOR, not a Property collector.Second, you have to flip your cash from one property into the next, with each flip increasing the dollars you have to advance. 

I think he might just increase his insurance liability coverage per property.

Hello Shawn,Congratulations on going under contract.I do not quite understand your question, but if you are asking how to increase cash flow:1) Find out how much tenant is paying in rent.2) Run a rental market comps and find out what is market rent.3) If there is a difference between 1 & 2, then present that to the current tenant and offer them slightly below market rent if you would like to keep them rather then having your property sit on market for 30-45 days to get it rented. 

@Michael Smythe Hi like I previously mention I buy fakes and sell houses I will like to have more options to buy to increase my portfolio on properties and continue forward

I worked with Taz to help get favorable terms to increase cash flow and get a decent rate.

I think there is greater value in more doors though, so findings something like a 2-4 unit property, where you will live in one unit and rent out the remaining units likely would allow you to live cheaper as their is more opportunity to increase cash flow.