MY THOUGHT: Take what part + shipping + labor would have cost the tenant and compare it to the new range + delivery + installation fee.  

Origination/administration fee 6% due when the clients receives the money and the interest (usually 4-7%) can be deferred until repayment.

I did include PMI and refinancing fees.

Question 1: How do you determine if a property is in an HOA area to calculate such fees in your investment?

Wondering also to any fellow airbnbers if cleaning fees are adjusted accordingly for the real messy types...?

Do I include my fee in the price I market to buyer?

Since I'm going to take a wholesale fee conventional is out right?

This would save her paying 6% in seller's fees or investing more money into fixing it up.

(the down payment is completely relevant to the seller)Interest- 7% is pretty standard...it's a premium paid for consideration in carrying the noteAmortization- 30-years is typicalPayment- I would look for the actual P&I based on the amortization schedule, but again, this is relative to the sellerBalloon- 48-60 months is common, and this is completely up to the seller as well (If sellers are leary of the time frame, I always agree to attempt a re-finance sooner...but no guarantees)Some extras:I always pay the listing agent's commision based on the transaction price...otherwise, you can structure a partial commission the first closing and a second commission when the balloon is due...waiting 48-months for the rest of your commission is crazy, thoughWe pay all the doc prep fees (note/mortgage/amortization/assignments/personal guaranty) Typically around $300, so not bad.- use the attorney at title and add it to the HUD-1We use a clause in the note that waives the right to defend a foreclosure in default, so the property returns to the seller without contest (varies from state to state I imagine)We also pay the sellers closing costsAll of this stuff is negotiable...you can always push things with these...like lower the down payment and have the buyer pay all your clients fees and your commission, etc.Give me a shout if you want to chat more about this topic.

After closing fees, Commission, I netted $29,400 which the title company screwed up and told me 31k just the day before...annoyed at this point.I bought another house for $212,000 doing a double close same day, the note is for $208,160 @ 5% interest, not the greatest but with two businesses my credit score has taken a hit significantly.