It is also worth noting that if you charge above market rent you will often attract tenants that can't be normally be accepted at average rents, in addition you are more likely to get tenants that will move out faster if they can easily get a better deal.

I got good solid info, once they stopped selling the next level of classes (we weren't sold anything last weekend), good connections to local people, and access to databases of info not easily available to those of us not already in the industry. 

You can easily come up with some images to give you an idea on how it should be framed.

And a way that will easily provide me with a lifestyle that I could have never achieved any other way.......Heck.

Your CPA or real estate attorney should be able to answer this for you pretty easily if you give them the figures.

Knowing how much labor was involved I would say it could easily have been $8-10k in labor had I hired it out.

Josh and Brandon do a good job of describing what is in each podcast so you can fairly easily weed out strategies that either don't appeal to you or are more advanced than you want to work with starting out. 

Could have so easily found myself slogging through the eviction process.   

Can they get to food shopping easily?  

I'm definitely leaning more towards the VA option, I just want to see if any of you have good reasons for or against either option.Ryan Conventional pricing is around mid 4's to higher 4's while VA pricing in the lower 4.00's but if you price the VA to be on "par," with conventional meaning the VA loan with no VAFF (VA funding fee 2.15 - 3.30%) then you'd have a similar rate to the conventional loan apples to apples pricing wise.The one advantage you had mentioned is that the scenario above wouldnt be  apples to apples when it comes to down payment because the VA loan would have 0% down while the conventional loan you could have as low as 3-5% down (with PMI paid monthly or within rate or split premium).Also, you only have VA entitlement (if not already tied up else where) for usually one property or home so by using conventional you can keep an ace in the back pocket or conversely you could do a low down conventional low with no monthly MI and keep the VA in the back pocket for emergencies or future planning (in case you plan to move out to get another primary shortly after 1 year again).VA loan also has a lot of YSP or yield spread premium so you can do no down and no closing cost pretty easily or use the credits towards paying off the VAFF or taxes/interest/insurance etc while the conventional loan does not nearly have as much YSP or lender credit to offer so your ability to strategically plan with your rate is not as readily available as VA.Generally, I'd say VA all the way 90% of the time but there are reasons to keep it available.