Facebook and ALE Solutions (for insurance placements) can be good places as well and I would recommend reaching out directly to the hospitals that are close by.

Hey Micah, that's awesome to hear that your first flip went well!

The bank is charging points as well just to get 8+% on the loan.

We’ve been gathering information about the rental property market in Japan in terms of realistic expectations for yields, as well as a reasonable timeline for getting started and generating income to support our family. 

The lender is stating the following: "we would require a mortgage on the lot in the amount of $90,000.00 when combined with your $50,000.00 deposit would be $140,000.00 down payment apx a 20 percent down payment"Is he saying I need to find another $90,000, or that he will act as the mortgagee on that portion as well? 

As far as steps here- I'd say connect with an agent in the Poconos area first and foremost- an agent that has experience with investors and STR as well so conversation of this house will be easy! 

Be sure to look the house over well yourself so you know what you are getting yourself into before you are in it.

An added bonus is I'm not swarmed by day laborers, as well as my trucks don't get broken into.

Well done!! 

If your rents are strong and the Loan Officer calculated your rental income well, you should not have an issue qualifying for a HELOC on a primary.