Mine's longer term, but essentially I'm willing to work for a lower return in exchange for building up equity.As far as the minimum you will accept, consider your alternative investments.

They won't be charging or have alternative purposes, like selling you something.

Alternatively just have the investor cloud title using the standard process and pay them for use of their money.

When she's discussing different alternatives, she adds the actual rent and expected utilities to make a comparison.Move-in concessions, both where she's looking and in one of my areas are pretty common.

Or electric cooking can be used as an alternative.

Alternatively, if you find your buyer or, better yet, have one already lined up, they can front you this money.Cheers,John

In my book, if ordinary people had the foresight to buy an alternative investment and earn 20% or 30% returns, and then get out, that counts as a success.

I could work my normal job (low paying hourly job) and come up with a bit of cash by next year, or alternatively I could find a new job or side job.

Or is there an alternate way?

I too have been attempting to sort through all this L/O and SAFE Act manutia.I've read of a couple alternatives, like having a standard lease parallel to standard a purchase agreement, with an extended escrow closing, 12-18 months out.