I am debt averse myself as per my original post, which is why my focus to pay off the remaining consumer debt has been priority for me vs. my potential business partner.

The home is 15 years old (built 2005).I have 12 years remaining to pay this off.

Before leaving the tour in March 2021, my goal is to purchase one more rental property while still having the remaining capital left over for a rehab/ brrrr deal.

If i were to take that money and pay extra in the loan, it would drop the remaining time from 27yrs to 18.5yrs, but ultimately it was having that extra $370 buffer for fluctuations in the economy, or extra money to save for another rental, that was the deciding factor.

Secondly, I hear from others that you only need to occupy the home for 1-2 years to satisfy the occupancy requirement. 

@Parag Doshi  If this is something you think will add value, then do as Marcus suggests and offer to split the professional installation costs and put it in writing that it remains with the unit and they are responsible for maintaining it. 

I didnt see much we could do unless we set on the $70k for a bit as we gathered the remaining $80k to pay off primary residence. 

I have used Tenant Cloud and have been satisfied.  

(See #'s 1 - 3 above).5a - If bought correctly, the REI can quickly recover ALL of the cost of that investment...and still remain in control of that investment...and still receive liquid (cash flow) returns from that same investment.5b - If bought correctly, the cost of the REI can be recovered quickly thus making all net returns from that point forward 100% profit.5c - If bought correctly, you can use the same money over and over again to control of an infinite number of REI.6 - RE CAN be purchased using "free" money...over and over again...and these are just some of the additional items most of these articles never mention.

You could always bring on a partner to satisfy the experience requirements but the best thing is to raise the capital from investors as it's a good time right now with everything going on.