But, you don't have to throw the baby out with the bath water. 

.: You do realize that baby step number four is save 15% for retirement and then baby step number six is pay off your house.  

With twin babies- we don't go out much.

Yes, babies count as people.) 5.

Today a family of 6 (3 adults, 2 babies, and a 10 year old) viewed one of my apartments but only the 10 year old could speak English.

I am grateful that I do not have financial worries and even more so since I recently adopted a relative's baby that experienced birth trauma. 

Or to Axel's point reinvest cash flow, so your houses have babies and the portfolio grows without further W2 injections from your heavily taxed paycheck.My point is to find the right balance between cash flow and equity, and that balance is different for everyone.

My to tombstone will read,"I did it for the doors baby"

@Ben Einspahr "Baby action steps" - This exactly. 

In my experience 4 bed vouchers are in ultra high demand as Section 8 tenants have a tendency to be baby factories.