Does anyone have a suggestion how to get around the Fannie Mae 6 month seasoning and 70% LTV requirements for cash out refinance on multi-fam?

Whew As obvious as it seems i've seen some crazy financial reports on people looking to get funding

A slow paying construction loan that rolls to a conventional with us funding the project then paying ourselves back?

I don't think there are too many hard money lenders out there lending more than 95-97% LTV which is where your conventional/FHA loans are going to max out depending on your scenario.

If you take an application fee and you had a prior applicant pending and they qualified,, and they paid the deposit and signed everything,, then if you had a back up application waiting you'd return the funds to the applicant and not run the form.

So needless to say, both (unit 1: 4 beds 1 bath 2000 sqft, unit 2: 2 beds 1 bath 1000 sqft) need to be gutted for a price much higher than I have the capital to fund.

Only you know which route is best (Refinancie, HELOC, etc.) for your financial position but, if you can get funds to pay cash for this, your chances are a LOT better.Your other considerations are a completely different issue.

I would try calling different banks to for their LTV requirement.

Max LTV?

However, I have a comfortable allocation of secured funds for investing and there other reasons I believe I'd qualify for other loan options.My question is, how do I see about getting additional pre-qualifications on identified properties/home values without lenders pulling my credit?