He has lots of incorrect plumber install stories.  

@John Kennedy I may have this incorrect but when entering your numbers in the BRRRR calculator if you uncheck the “cash purchase” option and then select the corresponding down payment that you would be paying to supplement your HML (e.g. 35% down if the HML will loan on 65% of cost).

I agree with @Jay Hinrichs that you are looking at this entirely incorrectly.

You all just made me realize how strong you will get hit back when you say something negative, Thanks for the advice , I really appreciate it, I edited my first response, as I feel most of the replies I got were due to the fact that I incorrectly formulated my post ( note: I'm not a native english speaker so sometimes the intent of the message is a bit different than is seems) I assure you all that I greatly appreciate all feedback , both negative and positive and I am not trying to offend anyone not even the least bit.

I always advise new wholesalers to learn how to 'posture'.

This whole idea that agents have to present all offers to the lender is incorrect.

Hi Craig,My apologies for the quality of the image and you are right the cap rate was incorrect due to an error on the formul. 

This is factually incorrect.

The growth number for Cleveland was incorrect.

Make sure you read up on all of the criteria as doing it incorrectly could be an expensive mistake.Good luck