As for the down payment, I was considering having my business partner deposit the a small portion of monies into escrow, but you are claiming it needs to be seasoned; possibly 2 months, like residential loans.Also, I was unaware that on commercial loans a reserve would be necessary.I'm aware, on residential investment properties, a 3 month reserve on existing loans is required, and a few months on the subject property.

Just be aware that you are limited to how many docs you are allowed to download per day based on your membership type. 

I would think this would be an easy way for people without much online experience the ability to start their real estate investing business with an online presence.Is anyone aware of a business like this already in existence?  

So you'll be fighting a war on two fronts, defending yourself from the plaintiff, and trying to get your insurer to pay.

Other than those few deals though, a large number of owners are well aware of the market being extremely hot and they know what their neighbors sold for.

I don't really want to invest in a war zone, but my financial situation is restricting me to do so.Thanks for the input!

Other than actual numbers, CAP rates, and obvious market risk factors e.g. area is a war zone or the roof is covered with a tarp etc., what factors or metrics are "essential" to making a smart multi-family real estate investment decision?

Be aware that purpose-built four families are very rare in this state.  

I care more about cashflow than potential appreciation, but I don't want to buy properties in a "War Zone" either.

Theres a deal out there for everyone, you just have to be honest with yourself and aware of your needs, abilities, and your limitations.