Instead of a HELOC with such a large amount of money at an adjustable rate, why not do a cash out refinance and use that as down payments for more purchases?

Hope this helps.My 3 cents adjusted for inflation.

This rewards them for being good Tenants while giving them plenty of time to adjust.

There should be an increase in your rent every year to adjust for cost of living such as your tax bill etc.

James Cloman credit karma has a simulator tool, you can make some adjustments and see how it affects your score.

While I guess I should be happy to face that problem but still would be nice to be able to reduce the tax.Any creative but legal ways to adjust the base to reduce the taxes (I.e. how to handle HOA dues...

Rates are going up, so I am looking at 3.9-4.1% most likely if I can lock it now, I am at 3.15 but it's an adjustable, which is up in two years.

i think you should wait until you have a problem, before you react to problem. aka, seek the lease term you want at the price you want, see if it happens....if you then need to adjust terms, do so. 

The fan most likely needs to be balanced which is a simple process where you have to add little weights to some of the blades, this happens over time as the house settles so it can just pop up whenever.

I bought a few packs of sawzall pruning blades and a cheap electric chainsaw from Harbor Freight (After ripping the cord out of my trusty gas powered first thing that morning.)Me and my helper went to work.