Then you need to materially participate in the activity, here are the tests to meet MP: https://www.investopedia.com/terms/m/material-participation-...I recommend tracking your hourly diligently in a material participation time log.

Building positive relationships with tenants can increase their retention and reduce turnover, promoting consistent rental income.Consider FHA loans with lower down payment requirements if you're starting with limited capital.

They want to start out wholesaling in their spare time to build capital to buy long term rentals. 

Long before you reach the 10 year mark and start making payments, you can refinance your heloc and start over if needed, as long as the equity has not decreased.  

I also think I am dealing with August in general.... and as a northerner miscalculated the start of school in my head. 

They tend to attract big companies, hospitable systems, cool downtowns with good restaurants, lots of events, and are usually a 1-2 hour drive from a major metro and airport.

Let's start with I am inclined to create Entity structure to avoid any property liabilities. 

Greetings,I'm just getting started with real estate.

When you refinance you reset the loan payment schedule and you start back at day 1. 

Start by reminding everyone of the terms of the lease specifically parking and guests.