Your best bet is either find a lender who specializes in that range such as auto/boat/motorcycle, etc. or you have to go to the usual advice of a local credit union or bank that will lend from their own books. 

They specialize in real estate and would know how to write up the contract.

I am currently working with Dunlap and Magee who specialize in low income housing in the area, and who have the know how and network to oversee major rehab projects.

Hi my name is Jake Jensen, I am completely new to real estate understanding basic techniques some investors are using, and being lost and confused when trying to apply them to my special current situation that changes per person, and despite the constant back lash from friends family and that keep telling me not to buy in my ever changing fast growing utah housing market.

If you have real estate agent who specializes in rentals they can direct you to appropriate online forums for your area.6.

But thats me, ask any lawyer and theyll tell you that you need it now and that they will give you special price...

If his numbers are less than you paid, then you can ask, but I don't think you should have any expectation of getting refunds.You are allowed reasonable actual damages from the delay, but if you didn't get revised timeframe from added work it'd be real easy for him to layout five months worth of labor on top of the original timeframe and attribute it to changes you requested.This sounds less like, "I overpaid" and more, "I didn't manage".

Yes, but FHA is special so they call it MIP. 

Chris,I recommend finding an accountant that specializes in real estate taxation over one that is local.

I'd be curious the difference in the product...you're saying there is a special loan product only for physician's?