I require all dogs in my units to have a minimum credit score of 600 ;)

But you can get bond index funds in either mutual fund or ETF version, over the short term the differences between he two shouldn't matter much, so don't waste time agonizing over which is better.

They also look for a good credit score ... so even if you prefer cash I'd get a credit card and pay it off in full every month to establish good credit history (and reap some good cash back or bonus point type rewards).

I got my fico score to a 720.

So if anyone wants the leads let me know- if one scores and you want to send me a small referral fee that's great- but no sense letting them go to waste.

Those are the ones that "get it" in my opinion.Few comments to consider:sounds like you are on the right track with the credit score.  

Do you have credit scoring requirements?  

Ask for whatever you can get from the agents - proof of funds, credit scores/mortgage prequalification letters, proposed settlement dates.

Account Closed You will sign an affidavit or a couple versions of an affidavit during the contract process swearing that you will make one of the units your primary residence.  

Do you have a credit score in the high (very high) 700's, are you very responsible with spending, with debt?