I have zero experience in real estate, and I'm interested in learning how to successfully cash flow buy and hold rental properties to supplement my income and provide for a quicker retirement.

Are you looking to do something similar, or is this more of a generic question about finding investors?

That person would jump ten fold on my credibility list vs. someone who posted the generic I want $10k. 

@Christian Wathne I was thinking maybe go half towards brrrr to supplement cash flow and support my dream of a farm and a RV park in wine country.

If you're just buying a list and sending generic materials, most likely it will be thrown away or not noticed.Like all marketing, you need to be known.

I give them a supplemental payment every month to make up for the extra use.  

However, The CARES act that prevented evictions and adds supplemental unemployment expires next week.

I'm a little tickled that anyone would think I would quit med school to run a small realty office, but I will keep that in mind as a solid plan B:) I've already read WCI and Physician on Fire - both are full of generic investment and retirement advice found in basically any finance book, so I don't think those will be too terribly helpful in this case. 

As far as getting any info from them I do agree that you will have to be property specific, in my years of dealing with them I have never seen a generic list of properties.

You can also negotiate a buyer's concession credit to cover these fees, but I would rather keep the HUD 1 as generic as possible.So, as Justin has already stated, you need to budget for 10% or so.