I've been trying to research raw land loans and from the (granted few) banks I've spoken to, they will not loan on raw land-they recommend getting a personal loan out at a ridiculous rate 10-15% interest (they didn't run my credit, it was just an estimate for a personal loan, but I have very good credit-around 760 I believe), to cover the land and then refinance to a construction loan once there is a well and septic as I understand...So was wondering what other options I had as far as financing and what others have used?  

How much was actual $/sqft compared to your 150/sqft estimate?

I think each of those items you posted has 1 or 2 additional levels of detail we could go into but would be too much info for the casual investor. 

Remember, it is up to the taxpayer to keep detailed records and accounts of your business trips.

Plan out a detailed scope of work in advance and stick to it!

Send me a e-mail and I will be happy to share more details with you.

@John Jimenez I have not actually gone through the application process yet so I'm not sure of the little details.

I just moved to the Denver area about 2 months ago for a job as a Project Manager/Estimator.

I primarily own SFR, duplexes and triplexes and had no need to know exactly reports by units, rather by property so I don't set up the tenant as jobs, which is another level down in detail.

Many have it for foreclosures, but not for shortsales.In general, the listing information in the MLS is a little more detailed than the consumer search sites like Realtor.com or Zillow.