@Nathaniel TantI would get used to paying 6% for a house, if you review forecasts the federal funds rate is not going back to zero anytime soon - while thst is the the predictor on mortgage rates it does impact other items that do impact interest ratesPricing is another area- pricing will most like be stagnant or decline for next few years - if it continues to increase it means inflation is still rearing its ugly head and that will be bad for rates

Flip each home in three months or less and interest rates should not matter...and large declines in value are mitigated some (because 10% declines every three months should not happen over and over again).

-------------------------------------------------------------------------------------------------------PHOENIX — The Phoenix metro housing market is seeing some of the nation’s highest number of homebuyers backing out of deals, along with one of the biggest declines in bidding wars, according to research from real estate platform Redfin.The findings come in two different reports from Redfin revealing more evidence of the cooling housing market amid rising interest rates and high inflation.

. :(  I could have kept it as the home I bought in Napa Valley was a repo I got for 5k down in 91 deep recession NSo Jay here's the joke around the area ....in 1995 the joke is something like this 'You make 100k and you still can't buy house in silicon valley'.In 2010 the joke is ' you make 200k and still can't buy house in milpitas'in 2023 maybe the joke is 'you make 300k and still cant buy house in palo alto'.so what one should do is to make sure their spouse has to make 300k too, to be able to purchase house in palo alto LOL Life in tech city I think our buying power decline by generation over generation, the generation that was on top 10% tier in 1999, maybe able to purchase house in palo alto, but those older generation after two decades, is now belong to 30% top income group (no longer the top 10%), after Facebook/Google went to IPO decades ago, the new 20 years old is suddenly on the top 10%, they bring new money to area, acquiring house and houses, and so on...... so every generation is replaced by the new generation, in term of buying power.company like microsoft, facebook or google or apple stock is going to the roof, these company itself, represents the whole 30% of US Corporation market cap LOL , so we say that 5% employee of tech sector is literally occupyng 40% of the nation economy.

My claim was declined because the policy states : Property not covered: Loss caused by a tenant...

Some (actually a majority of the areas) barely track inflation on a yearly basis and some could often experience prolonged periods of stagnation and occasional declines.

It was fun to break out the tools and burn some calories. 

The Stock Market will continue to decline and Bitcoin will hit $10,000 from it's high today of $29,068. 

I would always ask for the summary to be signed by the seller if agent says they have declined this because it just makes sure they have presented it.

Lake Powell recently declined to 3,525 feet (1,075 meters), the lowest level since the federal government dammed the Colorado River at Glen Canyon (located in northern Arizona) more than five decades ago.