I bought a NOD List with cell phone numbers to try this cold calling thing out, would love to talk specifics with you on what to say or what kind of leads you target with this strategy. 

If the tenant is responsible for the internet access, I don't think that it is a good idea to tell them that they have to do that...Good to hear from you :) Unconventional idea... cheapo Android cell phone added to your family plan with a wifi hotspot?

And their banks were giving them loans, when every sane brain cell in their heads said the borrower had no real ability to repay it other than the premise that RE always cash flows and always goes up.

My cell phone is my business phone.

When I was in the midwest, I ALWAYS carried pepper spray and a five-cell maglite.

Normally, I wouldn't allow it, but I'm curious to see how fast the blood starts to spill!

My blood may be boiling but I'm not out any money!

It can be regular contact cards with cell phone.KEEP in mind that a good REI deal with vendors such as mortgage brokers, handyman, agents, etc. these vendors don't want to have a bad review with a member or else they will be black listed from REI so that will give you better trust factor.

My cell phone company, jewelry store credit account, etc....

-Arlen Lol...ok I'm newer...but I've heard of refinancing...thought you had come up with some new way to get leads or something...lol.When you refinance, what percentage of your property can you go up to....several here say no more than 70% LTV but I've read there are some 80% LTV loans out there (maybe more)  and I feel that 80% would be a real sweet spot, harvest the equity -tax free :), stay away from PMI,  We started building models on 80%, but then I started reading that some never counted on more than 70% so we stopped that model...make my day Arlen and tell me you've been getting 80%+ with a low rate on 20-30yrs with a small refi fee....you don't have to tell me the bank but please tell me they are out there....if they are I'm having a beer tonight with my supper and will owe you one when we finally meet, just for lowering my blood pressure... cause those models looked way better for us than the 70% models looked.And that picture doesn't make you look a day older than 29 ;)