but hadnt been touched since...so the stucco has these disgusting seashell designs on it....The kitchen cabinets,although in good shape,are very dated also...and the windows are double glazed,but they are the original windows from the 70's it looks like.we are both low on money and could probably just afford to fix it up to the standard matt wants to.But what I am trying to convince him to do,is to rent the house out for the winter and save the income from rent (we own the house right out so have no mortgage) then come back to it next summer when we have the rental money and money we have saved and using that money,-put siding on the house.

The reason being it was easier to manage quarterly tax payments and we are still afforded the ability to defer income via a 401K plan we have within the companies. 

She could barely afford to pay rent in the beginning what she gonna do pay a lawyer????? 

When my daughter went to VCU, I was not able to find anything affordable that would cash flow and believe it is still like that.

That will cause almost anything to fail and wear out far faster than normal, probably void any warranties, plus will likely create a trip hazard at doorways and perhaps unsteady walking conditions across the expanse of the flooring, which would be a hazard to health and safety in itself and expose you to liability if someone were to get hurt as a result. 

We want a 4 plex to make it affordable . 

The other five consist of a country club, five health clubs with office buildings. 

Perhaps a better question is how can you do both, or perhaps can I afford to do both.

But I really can't afford to lower them much.

When working with bids, start with what you can afford, not what Google tells you you "should" do.