Unfortunately, I don't think it's realistic that you will find a generic commercial lease online that checks all the compliance boxes for your state, city, and county.There are limited service property managers that will do retail tenant placement (rather than full property management, which it seems like would be overkill for this one commercial unit you manage), and this would be included as part of that basket of services.You could also hire a lawyer, but I think that property management company will be more cost effective. 

I have a new builder now, but because the roof is already on and it is 80-90% complete, I can't find anyone who will write a builder's risk policy for it.

.- Use tools like the BiggerPockets mortgage calculators to see how different interest rates and loan terms affect your cash flow.If you have more questions or need further guidance, feel free to ask Good luck with your duplex venture

After accounting for social security and other investment income like IRA/Lifeinsurance/Stocks (of which was made possible because of real estate cash flow)  my mother would be classified as part of the1% and earns a corrsponding Passive income.  

Purchase price: $95,000 Cash invested: $25,000 House went to tax lien auction, homeowner was going to be homeless with no money.

Here's an article with additional FAQs on cost segregation studies that you may find helpful.

But my rental is not generating any cash flow in fact I have to pay for tax and HOA out of my own pocket.  

I’m looking for a market that’s beginner-friendly but still offers potential for steady cash flow and long-term growth.

Never bought a home before and want to use the advantages of that to buy my first property that can hopefully generate cash flow.

Purchase price: $210,000 Cash invested: $57,000 Purchased to hold for rental income.