She said she is disabled and that under Fair Housing and Americans with Disabilities Act, service animals are exempt from any no pets policy.  

Be sure to shop around for both the best rates and the best service.

The French eat horse meat, but Americans rarely.

Take pictures and then just shop around to get repair or replacement cost. then add 10%

Somewhere along the way, Detroit became our national ashtray, a safe place for everyone to stub out the butt of their jokes.Every American should be sickened by the news that Detroit is bankrupt.

This is a very nice area, good school district and around the corner from shopping.

You could also invest 100k in a coffee shop and probably make 35 to 40k a year Net. 

I just hope the fat cats of Washington do not prevent the honest and hardworking "American" renovation specialists and home builders from doing the right thing as apposed the "corrupt Gov't thing"MY DISCLAIMER:   "BP ROCKS"......

If not, I'm sure we can also meet at some coffee shop in downtown Portland. 

In the end I decided to close on the HELOC anyways, but it was a good learning experience and the next time I do it (probably within the next 6 months on a foreclosure I just bought as a personal residence) I'll be sure to do a lot more shopping around.I think your best bet is to look for a local portfolio lender as mentioned above and if you're not ready to pay the prevailing rates for that kind of money consider going back to work full-time for a few more years as you complete a few more deals and build up your track record with the intent to find private partners etc.