Originally posted by Jeff Yang: J, I really appreciate your advice.

@Frank Yang there are a lot of rules to lending and the more you lend the more rules will apply.  

MSFT, -1.50%Investment in commercial real estate, often the most visible symbol of wealth, pales in comparison to stocks or derivatives at $7.6 trillion.As for money owed by every single person and country in the world, the grand total is $199 trillion, with some 29% of it borrowed since the 2008 financial crisis.The U.S. is responsible for nearly one-third of that global debt, while Europe follows at 26% and Japan at 20%.

Whatever grief they give you at this point, it will PALE in comparison to the grief you would get if this kid became your tenant."

Become a student of design or be ready to pay someone out the yin-yang to do it for you.A hot date for me and my wife is going to Borders, buying a cup of coffee, and reading every home/building/renovating journal on the shelf.

(Of course, as discussed in this thread, I would keep substantial liability coverage).What I found is that the statistical value of the property insurance, based on Claim Frequency (percentage of households making a claim each year) and Claim Severity (average payout for each claim), in the categories of Fire & Lightning, Wind & Hail, Water Damage & Freezing, and "All Other Property Damage" pales in comparison to the premiums charged.

Account Closed  Mine is white with tan interior   Lori's is black on black  she likes black cars I like white car's  ying and yang

Even at the prices today, cashflow is negligible and the areas are tough.My property manager has a hard life.My cashflow pocketbook is empty.I've got war stories that would make many seasoned investors go pale. 

The amount you don't save this time around could pale beside the amount you could lose in making the wrong purchase.It's not the deal you don't get get that kills you. 

It made me a super-vetter.I LOVE being in this game, and while I believe we are in for an apocalyptic fall/winter that will make today's issues pale in comparison, I plan on riding it out to happier days!