What concerns me is the underwriters of your new conforming loan will see the brand new HELOC which is also supposed to be on your primary residence and it will screw your loan up on the house you really need at the last minute.

It's for this fact that so many join and work under a Brokerage Brand.

Has a brand new roof and zoned for adding 3rd unit.Property 2 is in a larger suburb area with about 80K population and in a county of 2 million.

I'm brand new to the game and still learning oodles every single day.

I had a similar conversation with a tenant, complaining to me that his allergies were worse...I was like, well, this house had brand new carpeting throughout when you moved in, but most people with allergies don't chose a house that is carpet throughout, and live with 2 dogs who shed so much they will clog the air filter in a month, and told him about plug-in  air purifiers, since the furnace isn't designed to clean the air, only to heat it, and those high rated filters are bad for HVAC systems according to any HVAC guy you talk to.

Shortly after moving in, this house (built in 2006 so 18 yrs old) styarted having issues - cooktop working erratically, they replaced it with a high-end (GE Profile) new one.....Dishwasher started leaking, replaced with brand new GE Profile. 50 Gal water heater went out (elements) they replaced.So in just 6 months, they have spent about $5000 on me.

Much more durable.New toilets are a new brainer, also stay away from cheap brands, go mid grade.

Instead of paying $500 to keep a seven year old fridge, I added on top of it and got a brand new one to avoid any trouble in the future.A couple days later after getting the refrigerator, I get a call from my Upstairs tenant saying the garbage disposal is leaking.

If you can buy brand new at close to production cost turn key... thats a huge win for long term appreciation.

I am brand new here, from Upstate NY.