Their income can be impacted because they often need a price point that is competitive with a hotel room.  

Quote from @Laura Au: @Jimmy Lieu, what is the impact to Columbus from illegal migrants?

**Evaluate the Condition of the House** - With limited cash, repairs might feel overwhelming, but some issues can directly impact the home’s value or ability to refinance.

However, your credit could also be impacted if you're co-signing or jointly applying for the loan.Regarding the funds, lenders usually require that the down payment funds be seasoned, meaning they need to be in the account for a certain period, often 2-3 months, to ensure they are not borrowed.

The assets become difficult to operate as the price points are disproportionately impacted  by operating expenses and  cap ex.

Unfortunately the additional fee disproportionately impacts smaller projects (I recently paid the same acceleration fee for  $600,000 SF renovation as I just did for a $2.5M school building conversion). 

I want to avoid dipping into my retirement because I’ve run the numbers and even just pulling out $500k for down payments absolutely kills the compound interest and makes a material impact on future net worth.

Also, keep an eye on mortgage rates, as they can impact buyer demand.

What financial impact is the sibling?

On the downside, if you sell, you might face depreciation recapture, which would be taxed at a higher rate.Have you done tax impact analysis on both of these cases?