And I fumbled myself right into some amazing deals just simply walking around, knocking doors, talking to people. 

catfiddle is the one I am talking about you simply cannot get materials to that lot without walking them in..

If there is evidence of intentional destruction of the property, you can call local police authorities, but in my experience, they do not get involved in any situation that "smell" of civil action; they will simply tell you that it is a civil matter. 

At times, we have simply went across the street when one lender said no or gave us a high quote. 

I've got one program that my fast flippers like for its 'no seasoning' requirement, and then a few 90-day seasoning programs that work really well also.Occupancy: some programs can refinance vacant properties, while others will simply need it to be leased prior to closing.

To lay it out as simply as possible: if there is a viable claim, a plaintiff's attorney will pursue it regardless of whether you are incorporated in Wyoming, you  believe you are hiding behind a management LLC or whatever other anonymity maneuver you believe is shielding you from liability.All a plaintiff's attorney needs is the deed holder name to file a claim and this is public record everywhere.

Reasoning being is because simply put, the bank is not you.

Beyond that, I simply avoid voluntarily putting myself in situations that might require a better than average likelihood of needing to defend myself or others. 

Ray you can still lend in CA you simply need a RE Broker to run the paper work for you so the state Is happy and they will usually want some sort of fee for their time and risk / effort.

Have you found more expensive insurance is simply "the nature of the beast", or is there a better way my broker and I can go about keeping costs down on that side?