Short of asking the seller to carry the note at a lower interest or putting down a much bigger down payment - what am I missing? 

Keep in mind you have carrying costs, selling costs and taxes. 

The Landlord insurance policy quotes I am receiving has a high deductible for Wind/Hail/Named Storm coverage which effectively means replacing the roof would be out of pocket for me which defeats the purpose of carrying this insurance.

We got a great deal on this property, it's positively cashed flowed over the past few years, we would actually profit on a refinance, and it'll carry an INF% return once refinanced according to the BRRRR calculator. 

I would try to remedy with the tenant and say something like, "oops, looks like you overpaid for a couple of extra weeks...I'll be returning this to you as our lease ends 7/15 so a full months rent isn't necessary to carry us to that point."

Investing 100% of your liquid assets as a down payment and having no reserves to carry you through the rough patches.6.

The ship’s owners tried one ‘professional’ after another but none of them could figure out how to fix the broken engine.Then they brought in a man who had been fixing ships since he was young.He carried a large bag of tools with him and when he arrived immediately went to work.

As a PM the only time I pay extra for hot tub service is 1) a complete drain scrub and refill (happens every 1-3 months, $120) or 2) If a technician visits to fix a problem ($125 trip cost) Hope this helps!

The unallowed losses tracked on the federal will be carried over to both the federal and state level in the future.

Tenant got in their face screaming and carrying on.