If so, I'm actually insuring two rental properties with them.

I have a rental in Philly (Point Breeze area) that is not renting.

Quote from @Drew Clayton: I need advice on how to handle the transition my long-term rentals to a new property manager when my current one won't return calls, emails, or texts. 

Most people never own a single rental.

I have several short-term rentals down here & am an STR expert in the area.

IF you can qualify for the $1million+ duplex downtown never a shortage of rental demand, but have to be able to qualify for that price point. 

Look for areas with stronger rental demand, lower property taxes, and minimal HOA fees to keep expenses down.

Begin by educating yourself through books like The House Hacking Strategy and podcasts like BiggerPockets, and join online communities for support.

But to answer your question why you still see so many active STR's on Airbnb in a restricted area, it could be a couple things: It could be a "hosted rental" meaning the homeowner is there and is just renting rooms on Airbnb.

I will then use my current home I am moving out of as a rental property.