Anna, you can also check out Youtube, Podcasts  and there numerous other Social Media platforms that also discuss this topic.

Also, for your information, I have received numerous unsolicited messages telling me that I write the best content in the forum.I have been lending and investing in Latin America for the last 25 years.

When the housing market crashed in 2008 I defaulted on numerous subject-to deals.

A simple explanation is DSCR is to finance the property based on the income or projected income of the property and a HELOC is like a credit card that will be given to you base of the equity of the house you are putting as collateral. 2 diffrent products consulting with a good mortgage broker that will provide you the information depending on your needs.

When I rented my townhouse this spring I had numerous people begging for it.

I ask him why the deed of trust was never filed for me, he doesn’t really apologize or give any explanation but says he will get that done right away.

The tenants have been late numerous times (which I have documented)  They have indicated that they will move out next week, but I am concerned that they might not or even worse destroy the place before moving.  

Thank you so much for that explanation and sending me the Purchase contract and the Assignment of Contract Timothy Rogers !

Nice explanation!

Or the other explanation is that they are cutting corners or doing the bare minimum for it to be code complying or both.