Would the numbers make sense to repay the investor in 5 years?

If you want out, you have to either sell low enough where the numbers make sense or one of these other creative strategies.

Plus, house hacking with a VA loan’s benefits (no down payment, low interest) is a no-brainer.After a year, transitioning into BRRRR with single-family homes makes sense, especially since you’re working on your real estate license—it’ll sharpen your skills and help you spot opportunities.

And your central point I think, is to use conservative numbers so the deal still makes sense even in the worst case scenario.

As investors (buying a home to live in or to house a business we own is DIFFERENT), 90% of sellers will NOT (at least at the present time) accept an offer that makes sense for the investor.  

Builders can give you some sense of cost and project scope and local officials can let you know if any grants exist for affordable housing, re-zoning efforts, etc.

I think it makes the most sense.

I sensed the rising interest will make impact on real estate market so I withdrawal all my investments at the end of 2022 or early 2023.

I had a similar mindset and started...in the sense I bought house hacks in areas whereI wanted to live and worried a little less about the dollars and sense and just made sure it worked for me!

That makes more sense overall.A lot of us here only buy in vacation areas.