You also are going to want to find a mentor, and lean on them for valuable knowledge.

My agent is showing the ropes on the math from purchase price to the ARV and the difference of the cost in between and also I have a friend who’s a millionaire who does fix and flips mentoring me the way as well.

When I hear about some of these deals people being "mentored" by some well known guru are attempting to put together, I know by experience that there's a 90% chance it ends up in court.  

Are there any mentors or companies who can share their experience?

But for now I am continuing along with my normal W2, saving as much as possible, and learning every chance I get.I am looking to meet like-minded individuals and hopefully some mentors along the way.Steven              

Junior ADUs don't have their own address, the owner must live somewhere on the property, and may be less expensive to convert. 

Find a mentor who has successfully navigated these before and get their help with preplanning.Keep cash on hand until you can prepay the entire loan rather than paying a bit extra monthly. 

This is often referred to as a HUD partial claim.There may be differences here and there with respect to the MI issue but a junior lien is a junior lien and it gets extinguished in a foreclosure regardless of the players involved.

,Apache Junction, Get a great Agent, Contractor , Mentor .Good luck Ashni. !

You essentially have essentially cast a super wide net and are going to get a ton of sales responses, but what I gather from your post that what you really need is a mentor/like minded investor to help hone in on recognizing good deals, narrowing your focus and absolutely protecting your capital.