The technicals (migration rates, job growth, tax situation, debt cost, etc) to work as well.

I have recasted to lower my monthly burden in case of a job loss or something, but it doesn't allow you to pay off quicker, which is my goal. 

It saddens me to see millions of people strapped to their jobs, trying to protect their holy grail 401K, until they are 60, and then start taking their "distributions", having a couple of decades left to live.

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

It is an awesome system and does everything for single and multi family management, makes our difficult job so much easier.

He had a tech job and we talked the business and he was legit and when meeting the family, they were very respectful. 

This is a hard job.

@Brandon Dixon starting out by passively investing in apartment syndications is a great approach, especially if you have a full-time job.

(My next visit being Jan 22 - Feb 4)My full time job... 

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.