I've known Jack Gibson for 10 years in the nutrition industry and have amazing health and business results since working with Jack.  

What makes the play smart or not is what confidence interval we can assign to the likelihood of interest rates being over X% at time of investment.

I work as a Construction Lead on a project team, in the animal nutrition industry, doing R & D for new products and continuous improvement. 

I have my bachelors in nutrition and am currently pursuing a degree in public health.

I too take very seriously making sure anyone who does business with me profits now and into the future - it's how I arrived at the top .25% in my nutrition business, and the same approach I'm taking with this.  

Jay a way I have seen to handle those types is to get a larger earnest money deposit upfront and as certain hurdles are met with the contract the amount of non-refundable EM increases in intervals as it gets closer to closing.

The term “transient accommodation uses” includes but is not limited to hotels, motels, recreationalvehicle parks, tourist lodging facilities, resort condominiums, resort dwellings, vacation resorts, and dwelling units occupied or available foroccupancy on an interval ownership or “time share” basis, when any of the above are made available for occupancy more than three times in anyconsecutive 365‐day period and the right of occupancy is for a term less than monthly.The term “transient accommodation uses” does not include any of the following uses if such use otherwise complies with the applicablerequirements of the City and is licensed by the State of Florida, if such licensing is required by law: bed and breakfast homes, community residentialhomes, nursing homes, rehabilitation facilities for persons with drug, alcohol, or physical impairments, respite care facilities for persons withterminal illnesses and their families, short‐term/emergency housing or long term housing where allowed by this chapter, and child foster homes.The term “transient accommodation uses” does not include a guest house dwelling, when one or both of the sleeping rooms are located as apermitted accessory use within and incidental to the primary residential structure and the primary residential structure is owned by a naturalperson and occupied by the owner.

Don't pay up front - only pay at intervals as work gets completed.

It would be nice to have a reminder system to alert me to send a new batch of 2nd or 3rd letters at specific intervals.

From one of Rod's emails:REQUIREMENTS:(1) Borrower must have a working bank account in his/her name or company name which will be used for the transfer of the loan.(2) Borrower will start the repayment of his/her loan 3 months after the loan has been transferred.(3) Borrower will be given 3 months of grace to payback the principle loan amount with interest at the end of the agreed loanduration before legal actions will be taken. (4) Failure to pay back the loan at the expected date / period, legal actions will be taken against the borrower by my attorney.(5) Address: You must inform me about change of circumstances and must tell me promptly if you change your residential address or zip, or if you think there is any information That I Should be aware of.(6) There is no prepayment penalty.(7) Interest: Interest rate ranges from a minimum of 5% irrespective of the loan amount.(8) Loan Process: It takes the interval of 3 to 5 working days from application to funding.(9) Loan Amount: Loan amount ranges from a minimum of $10,000 - $50,000,000.00(10) Loan duration: Loan duration ranges from 1 month to 30 years.REPRESENTATIONS:1.