Insurance is the FIRST line of defense.  

With foundation issues, one could have plumbing, drywall, flooring and even roof issues and alot more.

I put property taxes 6k/year on each(Even though that's way higher then what it actually is, but the county tax estimate says its around that much for each) and for insurance, I just put 1,100/year on each.If there's more info needed let me know.

Insurance.

My wife and I own a couple duplexes in Florida, however with insurance costs on the rise, we're looking at Wisconsin, which is where my wife is from originally, and we're looking at small multifamily in Sheyboygan. 

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

You need to carry a special type of health insurance, not the traditional kind.

You have taxes and insurance so that pulls another $100 per month- so you clear $600 per month. 

Title insurance, if paid by Buyer6. 

Payment to the bank is $4,311 (includes escrow/insurance), total monthly rent $5,600, which leaves me roughly $1,300 monthly after expenses.