But you admitted over on this thread that you rented another property to live in to keep Airbnb-ing your home.

Quote from @Mark F.: I stated online rent payments with Cozy.Co the day I closed on my first duplex, best decision ever.

@Jennifer F.

I use f bombs myself.

Quote from @Colleen F.: @Leonida Miraglia just to be clear are you renting by the room or to a group?

Definitely a few more options to consider; like refi-ing and getting your cash out regardless. 

I f I were to convert the place to non-residential afterwards or do like a ground lease do you know if that would affect the loan?

Hi Jose,DSCR 1-4 Unit M/F 85% LTV | 15% Down, Loan Amt<$1.5M, (Note 80% LTV | 20% Down is typical for most lenders)------------------------DSCR 5-8 Unit M/F 75% LTV | 25% Down, Loan Amt <$1.5M (Standard disclaimer, all the above are subject to credit and guidelines.)

That being said, I'm wondering if you attracted an operator at the far corner near F and 4th street would be most ideal. 

Hi @Ly Ma,  I just purchased my first rental property in Sparks 7 months ago and already cashflow-ing.