Reason I do not want to do a cash out refi on my primary is because my rate is locked at 2.7%.

A couple of questions to ask... do they lock you in for a year or can you terminate the agreement with not penalty if they fail to perform? 

.- Pricing software w/ live revenue manager- Smart Lock software- 24/7 Guest Communication via platform, voice, text, email.- 24/7 Communication with owner or PM staff for maintenance or cleaning issues. 

If you see a lock box on the door to your rental (when you live downstairs), why wouldn't you call the tenant and question them?

For example, any foreclosure of a home equity loan must be through judicial proceedings (court), and cannot proceed as a private foreclosure.All home equity loans are non-recourse loans, meaning that if the lender does not recover the full amount owed by the borrower through the foreclosure process, the borrower has no personal liability for the loan and cannot be sued for any remaining balance owed.Back to topConsiderations When Taking Out a Home Equity LoanHome equity loans can be a useful tool to allow a homeowner to obtain funds that are otherwise locked up in their home.

Send them the lock code in pre-check-in instructions and at time of check-in (because not everyone reads the full message first time round), and automate a "how are you liking the place?"

Our current mortgage is a 30 year conventional locked in at 2.75% and the monthly payment is roughly $2000 ($1000/person).

Tenant also claims they lost the key so I quoted her to change the locks because I will not pay for the locks if they lost key.

Ive been paying out of my ears on interest on those things which is why I started to obsess over my mortgage payments as well, bc i could see myself getting into the same cycle. 

You can capture the potential tenants vital information and send them a lock box code so you do not have to be present.