To make the most of your time here, explore the forums, listen to the BiggerPockets podcast, and take advantage of the educational resources and blog posts.

However, in any civil judgement, collecting is a different story. 

Actually the IRS does not tell us what we can invest in, only what is disallowed (life insurance contracts and collectibles).Allowable investments for SDIRA investing include the following:Residential real estate, including: apartments, single family homes, and duplexesCommercial real estate Undeveloped or raw landREITs (Real Estate Investment Trusts)Real estate notes (mortgages and deeds of trusts)Promissory notes Private limited partnerships, limited liability companies, and C corporationsTax lien certificatesOil and gas investmentsPrivate stock offerings, private placementsJudgments/structured settlementsGold bullion Factoring investments

I'm in Steubenville, Ohio a small town with limited resources.

If any damage arises from her negligence she will be getting the bills for damages, plus costs of collecting which you bill as well as your attorney in addition to the termination of her lease.

(I can connect you with some resources if you’d like!)

Surely they're collecting most rents, even during COVID.

These options could provide flexibility with your upfront costs and monthly payments.Expand Your Search Radius or Property Type:If you’re set on a single-family home, you might find more affordable options by expanding your search to nearby areas in San Diego County or by considering properties that need a little TLC.Partnerships:Partnering with another investor or family member might be a way to pool resources for a purchase.

We have a tremendous amount of resources and expertise within the brokerage. 

I'd be happy to connect with you and will keep an eye out for resources I think we can both take advantage of.Best,Marc  Will do!!