Now you owe $790 going forward plus 1/12th per month of the $6,600 to catch up.

It's a vicious catch 22.

I am here to catch your brains and help make a decision.TIA !

I think there is a trend of people who want to achieve financial freedom early now that we have seen older generations struggle since they were closer to retirement age during the Great Recession and some still have to work to this day to catch up.

I'm sure I'll catch up with you at some point soon.

However, if money is the most important metric, I look at the bedding (and other amenities) as a net you use to catch fish. 

I think your best and maybe only solution is to put in a french drain across the yard with a large catch basin at the low point.

In multifamily one error in the underwriting could easily cost you 30k and if you have a seasoned mentor who is there to catch it, well then it probably paid for itself.  

These will be lower PP and better cashflow, but the catch is the appreciation is not as good as other states Oregon, California, New York, Texas, Arizona, and others. 

If you want to change to cost seg allocations in 2023, the 3115 essentially calculates what amount would have been taken in prior years had the cost seg allocation been used for those years, then it backs out what was actually taken to arrive at the catch up amount (called a 481(a) adjustment).