I started in real estate after moving from Florida to Ohio, leaving my job, and going all in full time.Are you looking to be a more hands on investor or for something passive to invest your business profits in?

Give him a call, apologize for asking him to put TP in the trash can (that will create common ground and a more reasonable starting point for a resolution), let him know that prior residents did not have issues, have his family curtesy flush, and let him know that future clogs are his responsibility. 

They have a learn as you go mentality as far as training goes so I feel you need to be a bit more self-motivated starting out as opposed to if you worked for a more well-known brokerage with a more formal training program. 

A few notes:- I advise people NOT to buy out the PPP completely, but to maybe shoot for 2-3 years just to get a more reasonable rate unless you are absolutely positive you want to refinance sooner and are willing to pay more for that option.- A hurdle here is that your loan amount drops below $100k, which is the minimum for many lenders.

If it's a more complicated structure than a single-member then I think the advice above is relevant.Most people asking in this context are usually looking because they need it to confirm a loan for an LLC they already have or just created and don't need anything fancy to start.

For those who are able I always suggest for them to house hack so you get the full experience of what to expect in a rental property as you are in the trenches doing that work yourself and it comes with a lower cost of entry for a more expensive asset. 

@Luke Bricca  I am or was a GC and can see about 20k coming into a simple remodeling project.

Bonus – they have a doctorate in jurisprudence.To me it seems like the future is moving towards a more streamline process.

HELOCs for investment properties are 2x higher in rate usually due to the higher risk factors placed oon them by fannie/freddie and a more conventional risk assessment is applied when underwritting them.

A more appropriate post would relate to raising money to buy real estate and not be so short sighted and focus solely on the meager amount of money it takes to put a property under contract.