It is always better to have the tenant paying for the utilities as they are the ones using them. 

After ignoring advice, their next post is often, “How do I evict my non paying tenant?”

@Joshua Martin,If there’s a chance you’ll sell next year, a HELOC might be the better move since it typically has lower upfront costs compared to a cash-out refi.

Quote from @Hazel Anderson: Hello, bigger pockets pros, We have a rental property in Columbus and we are looking for a contractor who can replace the existing basement window with a standard sized window.

Either way, I am hoping rates drop and can refinance in the next 5 years. https://www.gccu.org/rates/If you scroll down to home equity or first mortgages.

I look forward to fostering a growth in knowledge, understanding, and connection by utilizing the tools and resources provided through bigger pockets.Thank you for your time,Brian Luter

Not really sure, What do they specifically afford please?

Is it as simple as getting the site designed and engineered for the footprint, cleared and graded (all of which I am comfortable with), and then hiring a GC to build the building?

I agree that I am bullish on this taking the PHX market to the next level.

I do the same as John...