I have a sister out in the valley that will be looking for small muti-family in the near future. 

Plus it drives down wages so existing population can’t move up in housing.Add in Airbnb and you drive up housing.Add in tariffs for Canadian lumber 3 years ago and potential future China and Mexico tariffs.  

My hope is I can gain their trust as a property manager and eventually be the one they turn to to sell later on or refer for business in the future.

If you have multifamily commercial loans, you will likely have to repay the loan in the near future instead of having the payments applied to the end of the loan. 

Congratulations for thinking about your future.

It’s awesome to see your passion for real estate investing and your clear goals for the future.

I'd like to add another SFH to the business  in the near future with the main goal being grow the business as fast as possible. 

Future deals should include a 10-15% buffer for unexpected rehab costs.- You should consider some other lenders.

I've been thinking a lot about Florida and I believe it's a great state for future potential investments such as purchasing and renting out (utilizing the BRRRR Method Of Course).

It does however give you a degree of independence to choose what you want to do.As your portfolio grows you'll also feel the weight of future capex responsibility more, which ironically points you to growing more cash flow through more real estate.The other issue is that you are chasing a moving goalpost.