There may be other issues at play here that have little to do with a lack of experience at real estate tech platforms. 

Lenders can have different loan options based on the property type and the amount of rehab (if any) required for the project. 

Alternative Lenders – Look for private lenders or debt funds that focus on asset-based lending rather than borrower experience.

I am based in Edmonton, Alberta.

For now, consult a CPA to determine the best structure based on your income and investment goals.This post does not create a CPA-Client relationship.

Right now, I'm doing a lot of research and trying to build a good base of knowledge before I dive in.  

If someone you don't know reached out to you to offer you a loan and you do not know them, they are essentially acting as a hard money lender (lending based on the hard asset and not a prior relationship they had with you)."

Once you have a pipeline, you can refine your criteria and adjust based on what works best for your market and strategy.

. - For Private Lenders:- Vet investors based on their experience, reputation, and past performance. - Clearly define the terms of the partnership to avoid misunderstandings. - For Both Parties: - Use legal agreements to outline roles, responsibilities, and profit-sharing. - Communicate openly and regularly to build trust.

I'm a local, CT based investor, flipper, and property management company owner.