most investors would like to own or co-own a few 200-300 unit apartment complexes but you gotta start somewhere right... keep adding units and cashflow until you have $200-300k in equity in several houses and then sell them and boom...

Hey Everyone,This is my second post on BP and I'm hoping to gain some insight.My wife and I have successfully completed 2 live in flips and are sitting in a great position equity wise.  We have a HELOC for $60k on the...

I also have the aforementioned homes that together have about 250-300K in equity.  

All told, there is about $400k in equity built up between the three properties.

With 100K in equity you are losing $866/month in opportunity value on your cash based on a conservative 10% return.

Three years later appreciation has given me an additional $70,000 in equity, my tenants have paid down my debt $10,000 on top of that.

So I'm sitting on about 1.4 mil in equity right now.

The home has $100k in equity so my first choice was to just expand that line of credit which would give me enough for purchase and rehab and then I could do a cash out refinance on the new property and pay off the HELOC.  

My wife and I currently have about $10,000 in liquid savings, $20,000 in stocks, $130,000 in 401K and about $40-50K in equity in our only home, our current residence.

I'm not an anti-stock market guy by any means, but I recognize that attractive long-term returns in equities will include a lot of volatility along the way.